What is the difference between people who simply read about wealth-building, and those who actually write down their life goals? According to the research in Jean Chatzky's upcoming book, the difference is that those who get their plans down in writing are much more likely to climb the ladder of success.

With THE DIFFERENCE JOURNAL, Jean Chatzky offers her fans and followers the very tool for making this difference in their lives. She takes each step of the wealth-building program outlined in her book and provides writing and record-keeping exercises that will guide readers up the next rung in the ladder to financial happiness and long-term wealth.

In addition to new material that is unique to this edition, THE DIFFERENCE JOURNAL will contain:

Six Questions To Focus Your Eye on the Prize (journaling prompts that will help you define your goals)

A Get Rich Spending Tracker (for logging in month-by-month expenses)

A Guide to Getting a Ballpark Estimate of Your Retirement Needs (for calculating how much you need to start saving now)

Like any diet or exercise program, stating your objectives and tracking your progress is an essential part of attaining your financial goals. THE DIFFERENCE JOURNAL ensures that you'll take the advice and research outlined in the book and actively apply it to your own life.